For many international buyers, a property in Dubai is about more than a return on investment. It can also open the door to long-term UAE residency through the Golden Visa programme. Here is an overview of how the property route works.
Please note: visa rules are set by the UAE authorities and can change. Always confirm the latest requirements before you buy.
What is the Golden Visa?
The UAE Golden Visa is a long-term residence visa, typically valid for 10 years and renewable. Unlike a standard residence visa, it does not need an employer to sponsor you, and it allows you to sponsor family members.
The property investment route
Under the current rules, investors who own property in the UAE with a value of at least AED 2 million can apply for a 10-year Golden Visa. Key points buyers usually ask about:
- Combined value: the AED 2 million can usually be made up of more than one property.
- Mortgaged property: property bought with a mortgage can qualify, subject to the conditions of the authorities and the bank.
- Off-plan property: off-plan units from approved developers can also qualify in many cases.
- Joint ownership: when property is owned jointly, each owner’s share is considered.
Benefits of the Golden Visa
- Long-term residency without an employer sponsor.
- Ability to sponsor your spouse and children.
- No requirement to stay in the UAE for a fixed period to keep the visa valid.
- Easier access to banking, schools and other services as a resident.
Documents you will typically need
- Valid passport and a passport-size photo.
- Title deed, or the off-plan sale agreement for property under construction.
- Property valuation or proof of value, where required.
- Bank letter, if the property is mortgaged.
- Medical fitness test and health insurance during the visa process.
Tips before you buy
- Choose the property with the visa in mind, so your purchase meets the value threshold from the start.
- Keep all purchase and payment documents organised; you will need them for the application.
- Check the latest rules with the official authorities or a qualified advisor before committing.
If residency is part of your plans, tell us at the start. The Viona team can help you shortlist properties that fit both your investment goals and the Golden Visa threshold.
